The FHAM Guide to Understanding Housing Vouchers
In Massachusetts, the equal housing discussion is both on-going, and incredibly important. With over 72,000 individuals throughout the Commonwealth receiving housing vouchers for Section 8 rental assistance. While many people are aware that the Massachusetts Rental Voucher Program (MRVP) exists, questions still remain on what the program entails, who it helps, and how. To help spread awareness of this very necessary and impactful program, we at the Fair Housing Alliance of Massachusetts have compiled our FHAM Guide to Understanding Housing Vouchers outlined below.
What is the MRVP?
The Massachusetts Rental Voucher Program provides rental assistance to households with low incomes, including families with children, elders, and people living with disabilities. Through the program, a portion of a voucher-holding individual’s rent is government subsidized through one of eight rotational regional housing agencies or a local housing authority identified by the Department of Housing and Community Development (DHCD). The remaining amount is the responsibility of the tenant, who pays a percentage of a housing unit’s rent based household income.
How does it work?
Upon receiving assistance, families have up to 120 days to find rental housing that meet minimum health and safety standards. The rental cost must be reasonably compared to unassisted apartments in the area, and a rental subsidy is paid directly to the landlord on behalf of the family, leaving individuals and families to pay the difference between the actual rent charged by the landlord and the subsidized amount.
Who is eligible?
Qualification for Section 8 housing assistance is based on gross income and housing agencies are required to allocate at least 75% of their vouchers to households with a total income that doesn't surpass 30% of the area median income. Income limits are established by the office of Housing and Urban Development.
What is the application process?
To apply for housing assistance, applicants can either contact one of DHCD's eight regional administering agencies, or download and submit the DHCD application to any regional agency. In Massachusetts, families can also apply to over 100 local housing authorities that administer the Section 8 Housing Choice Voucher Program. Interested individuals also have the opportunity to contact the Division of Rental Assistance at (617) 573-1150, or the local housing authority in a community of your choice for more information.
Are voucher recipients protected against illegal housing discrimination?
Recipients of Section 8 and other forms of housing assistance are protected by the law in the following ways:
Landlords or agents should screen prospective tenants in a non-discriminatory manner.
Landlords or agents should contact the local housing authority to review the rent for reasonableness.
If the rent is reasonable, the lease must conform to program requirements and a Section 8 rider must be attached.
An inspector is sent to the property to ensure it meets program safety standards.
If the unit fails the inspection, it is a gray area whether the landlord must make repairs or be allowed to increase rent.
Landlords or agents must comply with program requirements if a prospective tenant wishes to have part of the rent paid for through a voucher program.
Non-compliance with program requirements may result in legal consequences and fines.
It is essential to protect your rights in all aspects of life. Whether it is in the workplace, in your personal relationships, or as a housing tenant, knowing your rights and standing up for them is crucial. By taking proactive steps to safeguard your rights, such as educating yourself on the law and seeking legal advice when necessary, you can ensure that your interests are protected and your well-being is prioritized.
Remember, your rights matter, and it is up to you to defend them.